:root{
  --bg:#0f1b2d;--bg-soft:#16263d;--ink:#1a2433;--ink-soft:#4a5568;
  --paper:#ffffff;--paper-soft:#f5f7fa;--line:#e2e8f0;
  --brand:#0a6e5c;--brand-dark:#085849;--brand-light:#e6f4f1;
  --accent:#d9533b;--accent-dark:#b8412c;
  --gold:#c9a227;--radius:10px;--maxw:1140px;
  --shadow:0 4px 18px rgba(15,27,45,.08);
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--font);color:var(--ink);background:var(--paper);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;height:auto;display:block}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 20px}
h1,h2,h3,h4{line-height:1.25;color:var(--ink);font-weight:700}
h1{font-size:2.3rem;margin-bottom:.6rem}
h2{font-size:1.7rem;margin:2rem 0 .9rem}
h3{font-size:1.25rem;margin:1.4rem 0 .6rem}
p{margin:0 0 1rem}
ul,ol{margin:0 0 1.2rem 1.3rem}
li{margin-bottom:.4rem}

/* Header */
.topbar{background:var(--brand-dark);color:#cfeae4;font-size:.85rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;padding:6px 20px;flex-wrap:wrap;gap:6px}
.topbar a{color:#fff}
header.site{background:var(--bg);position:sticky;top:0;z-index:50;box-shadow:0 2px 10px rgba(0,0,0,.25)}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 20px;max-width:var(--maxw);margin:0 auto}
.brand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:1.15rem;letter-spacing:.2px}
.brand:hover{text-decoration:none}
.brand .mark{width:34px;height:34px;flex:0 0 34px}
.menu{display:flex;gap:4px;list-style:none;margin:0;flex-wrap:wrap;align-items:center}
.menu a{color:#d7e2ef;padding:9px 12px;border-radius:7px;font-size:.95rem;font-weight:500}
.menu a:hover{background:rgba(255,255,255,.08);color:#fff;text-decoration:none}
.menu a.active{color:#fff;background:var(--brand)}
.nav-toggle{display:none;background:none;border:1.5px solid #3a4f6b;color:#fff;border-radius:7px;padding:8px 11px;font-size:1.1rem;cursor:pointer}

/* Hero */
.hero{background:linear-gradient(160deg,#0f1b2d 0%,#0a6e5c 130%);color:#fff;padding:64px 0 70px}
.hero h1{color:#fff;max-width:760px;font-size:2.6rem}
.hero p.lead{font-size:1.2rem;color:#d7e6e2;max-width:680px;margin-bottom:1.6rem}
.btn{display:inline-block;background:var(--accent);color:#fff;padding:14px 26px;border-radius:8px;font-weight:700;font-size:1rem;border:none;cursor:pointer;transition:background .15s}
.btn:hover{background:var(--accent-dark);text-decoration:none;color:#fff}
.btn.secondary{background:transparent;border:1.5px solid #ffffff66;margin-left:8px}
.btn.secondary:hover{background:#ffffff14}
.hero-actions{margin-top:6px}

/* Sections */
section{padding:8px 0}
.section-pad{padding:46px 0}
.bg-soft{background:var(--paper-soft)}
.lead{font-size:1.12rem;color:var(--ink-soft)}
.eyebrow{text-transform:uppercase;letter-spacing:1.5px;font-size:.78rem;color:var(--brand);font-weight:700;margin-bottom:.4rem}

/* Service grid */
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px;margin-top:26px}
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:26px 24px;box-shadow:var(--shadow);transition:transform .15s,box-shadow .15s;display:flex;flex-direction:column}
.card:hover{transform:translateY(-3px);box-shadow:0 10px 28px rgba(15,27,45,.13)}
.card .ico{width:46px;height:46px;border-radius:10px;background:var(--brand-light);display:flex;align-items:center;justify-content:center;margin-bottom:14px;color:var(--brand)}
.card h3{margin:.2rem 0 .5rem}
.card p{color:var(--ink-soft);font-size:.97rem;flex:1}
.card a.more{font-weight:600;margin-top:8px;display:inline-block}

/* Trust strip */
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:18px;text-align:center}
.stat{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px 14px}
.stat .num{font-size:2rem;font-weight:800;color:var(--brand)}
.stat .lbl{font-size:.9rem;color:var(--ink-soft)}

/* Content blocks */
.prose{max-width:820px}
.prose h2{border-bottom:2px solid var(--brand-light);padding-bottom:.3rem}
.callout{background:var(--brand-light);border-left:4px solid var(--brand);padding:16px 20px;border-radius:0 8px 8px 0;margin:1.4rem 0}
.callout.warn{background:#fdeee9;border-left-color:var(--accent)}

/* FAQ */
.faq details{background:#fff;border:1px solid var(--line);border-radius:8px;margin-bottom:12px;padding:0 18px;box-shadow:var(--shadow)}
.faq summary{cursor:pointer;font-weight:600;padding:16px 0;list-style:none;position:relative;padding-right:28px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:2px;top:14px;font-size:1.4rem;color:var(--brand);font-weight:400}
.faq details[open] summary::after{content:"\2212"}
.faq details[open] summary{border-bottom:1px solid var(--line)}
.faq details p{padding:14px 0 18px;color:var(--ink-soft);margin:0}

/* Breadcrumb */
.crumb{font-size:.85rem;color:var(--ink-soft);padding:14px 0}
.crumb a{color:var(--ink-soft)}
.crumb span{color:var(--ink)}

/* Related links */
.related{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:14px;margin-top:18px}
.related a{background:#fff;border:1px solid var(--line);border-radius:8px;padding:14px 16px;font-weight:600;display:block;box-shadow:var(--shadow)}
.related a:hover{border-color:var(--brand);text-decoration:none}
.related a span{display:block;font-weight:400;font-size:.85rem;color:var(--ink-soft);margin-top:3px}

/* CTA band */
.cta-band{background:linear-gradient(120deg,#0a6e5c,#085849);color:#fff;border-radius:14px;padding:40px 34px;text-align:center;margin:40px 0}
.cta-band h2{color:#fff;margin-top:0}
.cta-band p{color:#cfeae4;max-width:560px;margin:0 auto 1.4rem}

/* Footer */
footer.site{background:var(--bg);color:#b8c6d8;padding:48px 0 26px;margin-top:30px;font-size:.94rem}
.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px}
footer.site h4{color:#fff;font-size:1rem;margin-bottom:.8rem}
footer.site a{color:#b8c6d8}
footer.site a:hover{color:#fff}
footer.site ul{list-style:none;margin:0}
footer.site li{margin-bottom:.5rem}
.fbrand{display:flex;align-items:center;gap:10px;color:#fff;font-weight:800;font-size:1.1rem;margin-bottom:.7rem}
.fbrand .mark{width:30px;height:30px}
.fbot{border-top:1px solid #24364f;margin-top:30px;padding-top:18px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.85rem;color:#7e90a8}
.disclaimer{font-size:.82rem;color:#7e90a8;max-width:520px;margin-top:6px}

@media(max-width:860px){
  .fgrid{grid-template-columns:1fr 1fr}
  .nav-toggle{display:block}
  .menu{display:none;position:absolute;top:100%;left:0;right:0;background:var(--bg);flex-direction:column;padding:10px 16px;gap:2px;box-shadow:0 8px 18px rgba(0,0,0,.3)}
  .menu.open{display:flex}
  .menu a{padding:12px 10px;width:100%}
  header.site{position:relative}
}
@media(max-width:560px){
  body{font-size:16px}
  h1{font-size:1.9rem}.hero h1{font-size:2rem}
  .fgrid{grid-template-columns:1fr}
  .btn.secondary{margin-left:0;margin-top:10px;display:block;text-align:center}
}